Terms of use


TERMS OF USE INCLUDING PRIVACY POLICY AGREEMENT BETWEEN USER AND MORTGAGE DEFAULT SERVICES, LLC

Please read this agreement carefully before accessing or using this site. By accessing or using the site, you agree to be bound by this agreement. Mortgage Default Services provides the information and services on this site and its suppliers to you, the user, conditioned on your acceptance without modification of the terms, conditions, and notices contained herein.Your use of this Web site constitutes your agreement to all such terms, conditions, and notices.

The information and services offered on this Web site are provided with the understanding that neither Mortgage Default Services or its suppliers or users are engaged in rendering legal or other professional services or advice. The information you find on this web site is provided "as is" and is for reference purposes only. Your use of the site is subject to the additional disclaimers and caveats that may appear throughout the site.

Mortgage Default Services and its agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, services or other material on this site. While Mortgage Default Services strives to keep the information on this site accurate, complete, and up-to-date, Mortgage Default Services and its suppliers cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness or timeliness of the information.

PRIVACY POLICY

User privacy is of utmost concern to us at Mortgage Default Services, and as such, we've laid out the following policies governing your usage of this site:

We may, from time to time, ask demographic or personal preference questions. You are never required to answer these questions. This data may be used for analyzing overall site demographics, user preferences and tastes, and similar "getting to know our customers" purposes. We may disclose this data to third parties (such as summary reports for our advertisers), but never with user data or identification assigned to the information provided.

The choice of how much personal information you choose to disclose to is left completely up to you. Mortgage Default Services does not disclose information it collects about outside parties' purchases or inquiries. Mortgage Default Services does from time to time make its mailing lists available to industry-related vendors for the purpose of presenting information about their products, services and special offers or discounts. At any moment you can request to be removed from this site by calling us at 916-962-3453 and requesting such. You may also send e-mail to jhavens@mdefault.com with this request.

We catalog traffic patterns throughout the site, including identifying browser and system data. We gather this data to optimize site conditions for our users. This data, with no personal information, may also be provided to advertisers and potential advertisers so they may better evaluate their advertising options.

We will occasionally send you email to provide you with information we think you may find useful. Additionally, if you take advantage of any email notification features, you will receive updates as frequently as warranted. Any email you receive from us will contain unsubscribe instructions should you wish to no longer receive email from Mortgage Default Services Online .

Opting-out: Should you decide you no longer wish to have your personal information stored for purposes of registration at Mortgage Default Services. As this is presently a manual process, we will remove you at our earliest possible convenience in accordance with your request.

Security: We ensure the confidentiality and security of information stored in our web site by taking all reasonable and prudent steps necessary to protect your personal information. While no security measure is foolproof, we believe that we have implemented a system that is as safe as today’s technology permits. Since we realize the importance of protecting your privacy, we will continue to evaluate new technologies and make improvements as these technologies become feasible. Our Internet hosting provider is Konicom, an industry leader in networking and Internet technologies.

If at any time you feel that Mortgage Default Services Online has not adhered to this policy, please notify us by email at jhavens@mdefault.com and we will make all reasonable efforts to promptly determine and correct the problem.

PERSONAL AND NON-COMMERCIAL USE LIMITATION

You may access, download and print materials on this Web site for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from this Web site without first obtaining written consent from Mortgage Default Services. Furthermore, you may not use the materials found on this Web site on any other Web sites or in a networked environment without first obtaining written consent from Mortgage Default Services.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of this Web site, you warrant to Mortgage Default Services that you will not use this Web site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. If you violate any of these terms, your permission to use the Web site automatically terminates.

LIABILITY DISCLAIMER

You use this Web site at your own risk. If your use of this Web site or the materials therein results in the need for servicing or replacing property, material, equipment or data, Mortgage Default Services is not responsible for those costs.

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. MORTGAGE DEFAULT SERVICES AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS WEB SITE AT ANY TIME.

ALL INFORMATION, PRODUCTS, AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. IN NO EVENT SHALL MORTGAGE DEFAULT SERVICES, INC. AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEB SITE OR WITH THE DELAY OR INABILITY TO USE THIS WEB SITE, OR FOR ANY INFORMATION, PRODUCTS, AND SERVICES OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF MORTGAGE DEFAULT SERVICES OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

INDEMNIFICATION

You agree to indemnify, defend and hold harmless Mortgage Default Services, its affiliates and suppliers from any liability, loss, claim and expense (including attorneys' reasonable fees) related to your violation of this agreement.

LINKS TO THIRD PARTY SITES

This Web site may contain hyperlinks to Web sites operated by parties other than Mortgage Default Services. For example, clicking on any link within our site may bring you to a site operated by a party independent of Mortgage Default Services. Such hyperlinks are provided for your reference only. Mortgage Default Services does not control such Web sites, and is not responsible for their contents. Mortgage Default Services's inclusion of hyperlinks to such Web sites does not imply any endorsement of the material on such Web sites or any association with their operators, and you access and use such sites, including information, material, products and services therein, solely at your own risk. Furthermore, because the privacy policy you just read is applicable only when you are on our Web site, once linked to another Web site, you should read that site’s privacy policy before disclosing any personal information.

CHANGES TO SITE

Mortgage Default Services and its suppliers may make improvements or changes in the information, services, products, and other materials on this site, or terminate this site, at any time without notice. Mortgage Default Services may modify this agreement at any time, and such modifications shall be effective immediately upon posting of the modified agreement. Accordingly, you agree to review the agreement periodically, and your continued access or use of this site shall be deemed your acceptance of the modified agreement.

 

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